Privacy Policy

1. Collection of Information

We may collect the following categories of personal information about you (including but not limited to):

• Registration Information: Basic registration details such as username and password.
• Identification Information: Your first and last name and certain financial information to confirm identity.
• Application Information: Additional information and documents required by Funding Providers to assess your application.
• Third-Party Credentials: Usernames, passwords, account numbers, and other details for third-party sites or services (“Third-Party Sites”).
• Information from Third-Party Sites: Account and other data accessed with your permission; information from credit bureaus, mailing list providers, public sources, and other third parties.
• Cookies & Web Beacons: We use cookies and similar technologies to support sign-in, remember preferences, understand usage, and evaluate performance.
• Technical & Navigational Data: Browser type, IP address, pages visited, and time on Site, used to improve compatibility and the user experience.

2. Use of Your Information

We may use your information to:

• Provide, operate, and improve the Services.
• Respond to your requests, inquiries, and support needs.
• Offer products, programs, or services we believe may interest you.
• Complete transactions, verify accounts, and confirm validity of connected Third-Party Sites.
• Personalize the experience (e.g., pre-fill forms and remember settings).

3. Sharing of Information

We may share personal information about you as follows:

• With your consent, to Funding Providers or credit reporting agencies in connection with your application.
• With service providers and partners to provide, maintain, and improve the Services.
• In connection with or during negotiations of a merger, acquisition, financing, or sale of all or part of our business.
• To comply with laws, legal processes, subpoenas, or lawful requests.
• To investigate or prevent fraud, abuse, security incidents, or violations of our terms.
• As aggregated and de-identified data for analytics or marketing (not identifying you personally).
• In emergencies to protect health and safety, or as otherwise required by law.

4. Security

We implement reasonable administrative, technical, and physical safeguards (such as firewall barriers, SSL/TLS encryption, and authentication procedures) to protect personal information. However, no system is perfectly secure. Please protect your account by keeping your credentials confidential.

5. Email Communications

We may send service alerts, summaries, and promotional emails. You can opt out of promotional emails by following the instructions in those emails. Opting out does not affect service-related communications (e.g., account or security notices).

6. SMS Consent

When you provide your phone number on our website and check the consent box, you are providing your express written consent to receive SMS messages from Orange Funding.

These messages may include updates about your account, transactional information, customer support notifications, and promotional offers. Message frequency may vary based on your interaction with our services. Message and data rates may apply.

You can opt out at any time by replying “STOP” to any message you receive from us. For additional assistance, reply “HELP” or contact us at support@orange-funding.com.

We do not sell, rent, or share your phone number with third parties for their marketing purposes. We may share your number with our SMS delivery providers solely to facilitate communication between you and our company.

Your opt-in consent is recorded and stored securely, and we retain this information in compliance with applicable data protection regulations.

7. Changes to Your Personal Information

You may update certain personal information in your account settings or by contacting us at info@orange-funding.com. You may request to deregister; we may retain archived copies as required by applicable law.

8. California Privacy Rights

California Civil Code § 1798.83 (“Shine The Light”) permits California residents to request, once per year and free of charge, information regarding our disclosure of personal information to third parties for their direct marketing purposes in the preceding calendar year. To make a request, email info@orange-funding.com with proof of California residency and a current California mailing address. Note: not all sharing is subject to this requirement; we will include only covered sharing in our response.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted at https://orange-funding.com. By continuing to use the Site or Services after changes are posted, you agree to the updated policy.